34981 ZIP Code — Fort Pierce, FL

Saint Lucie County, Florida

ZIP code 34981 is located in Fort Pierce, Florida, within Saint Lucie County. It covers approximately 10.76 square miles and serves a population of 6,703 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 772.

About ZIP code 34981

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $340,800. Owner-occupancy sits near the national average at 56%.

Median household income is $77,713. Poverty affects 20% of residents, above the national average. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.

Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Overall, ZIP code 34981 reflects a community defined by economic challenges above the national average and a significant Social Security-dependent population.

6,703

population

10.76

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34981 ZIP code map

Cities in ZIP code 34981

Below are the cities the US Postal Service accepts for ZIP code 34981. Using any city not on this list may result in mail delivery delays.

City	Status
Fort Pierce	Preferred

Nearby ZIP codes

34947 Fort Pierce (3.7 mi) 34986 Port Saint Lucie (4.4 mi) 34986 Port Saint Lucie (4.4 mi) 34950 Fort Pierce (4.6 mi) 34983 Port Saint Lucie (5 mi) 34983 Port Saint Lucie (5 mi) 34982 Fort Pierce (5.1 mi) 34949 Fort Pierce (7.4 mi) 34952 Port Saint Lucie (8.4 mi) 34952 Port Saint Lucie (8.4 mi) 34946 Fort Pierce (8.4 mi) 34951 Fort Pierce (9.5 mi)

Demographics updated 05/2026

Population
Total population	6,703
Population density	623 / sq mi
State FIPS	12
County FIPS	111

Geography
Land area	10.76 sq mi
Water area	0.00 sq mi
Latitude	27.3903
Longitude	-80.3784
Timezone	Eastern (ET)
Area code	772

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.4%	45.7%	43.4%
$50k – $100k	35.7%	32.9%	30.8%
$100k – $200k	19.4%	17.8%	19.3%
Over $200k	3.5%	3.6%	6.4%

Demographics & statistics

6,703

Population

623

People per sq mi

34.4

Median age

$77,713

Median household income

$24,620

Per capita income

$340,800

Median home value

$1,288

Median monthly rent

56.2%

Home ownership

19.6%

Poverty rate

1.7%

Unemployment

1,167

Housing units

24.9%

Bachelor's or higher

Age distribution

Male Female

187

Under 5

201

276

5–9

297

280

10–14

302

200

15–19

215

140

20–24

152

558

25–34

602

365

35–44

394

440

45–54

474

178

55–59

191

153

60–64

165

260

65–74

280

122

75–84

132

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,887	28.2%
18 and over	4,816	71.8%
65 and over	933	13.9%
Median age	34.4 years

Race & ethnicity

White 62.9%

Black or African American 20.1%

Hispanic or Latino 6.9%

Two or more races 6.4%

Other race 3.4%

Asian 0.2%

Group	Count	%
White	4,533	62.9%
Black or African American	1,451	20.1%
Hispanic or Latino	499	6.9%
Two or more races	462	6.4%
Other race	245	3.4%
Asian	12	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.4%	45.7%	43.4%
$50k – $100k	35.7%	32.9%	30.8%
$100k – $200k	19.4%	17.8%	19.3%
Over $200k	3.5%	3.6%	6.4%

$10k–$15k 3.2%

$15k–$25k 7.0%

$25k–$35k 8.9%

$35k–$50k 11.7%

$50k–$75k 18.9%

$75k–$100k 23.9%

$100k–$150k 16.0%

$150k–$200k 5.4%

$200k+ 5.1%

Range	% of households
$10k–$15k	3.2%
$15k–$25k	7.0%
$25k–$35k	8.9%
$35k–$50k	11.7%
$50k–$75k	18.9%
$75k–$100k	23.9%
$100k–$150k	16.0%
$150k–$200k	5.4%
$200k+	5.1%
Median income	$77,713

Housing

Home values

Under $50k 1.9%

$50k–$100k 14.2%

$150k–$200k 5.5%

$200k–$300k 21.8%

$300k–$500k 39.6%

$500k–$1M 17.0%

Housing overview

Metric	Value
Median home value	$340,800
Median rent / month	$1,288
Owner occupied	56.2%
Renter occupied	43.8%
Vacant	6.6%
Single-family detached	52.9%
Large apartment buildings	2.1%
Mobile homes	1.8%
Median rooms	5.8
Avg household size (owned)	3.19

Year built

Era	%
2020 or later	0.8%
2010–2019	3.0%
2000–2009	22.8%
1990–1999	20.8%
1980–1989	14.4%
1970–1979	24.5%
1960–1969	2.7%
1950–1959	6.5%
1940–1949	3.9%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	8.9%
1 bedroom	0.0%
2 bedrooms	26.3%
3 bedrooms	40.9%
4 bedrooms	23.2%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	2.5%
1 vehicle	28.3%
2 vehicles	56.0%
3 or more	13.1%

Heating fuel

Fuel type	%
Utility gas	3.3%
Electricity	95.7%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	839	45.5%
Cohabiting couple	295	16.0%
Male householder, no spouse	156	8.5%
Female householder, no spouse	554	30.0%
Households with children under 18	720	39.0%
Households with seniors (65+)	523	28.4%
Average household size	3.58

Marital status

Status	Male	Female
Never married	31.9%	32.4%
Married	41.8%	39.9%
Separated	1.8%	2.0%
Widowed	0.0%	6.7%
Divorced	24.4%	19.0%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.2%

HS graduate 41.3%

Some college, no degree 20.3%

Associate's degree 7.8%

Bachelor's degree 11.8%

Graduate / professional 13.1%

Metric	%
HS diploma or higher	94.3%
Bachelor's or higher	24.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	26	1.4%
Kindergarten	234	12.6%
Elementary school	866	46.7%
High school	403	21.7%
College / grad school	324	17.5%

Employment

Industry of employment

Education & healthcare 31.0%

Arts, food & hospitality 18.7%

Retail trade 14.6%

Construction 9.5%

Manufacturing 4.5%

Professional & management 4.4%

Public administration 4.0%

Wholesale trade 3.9%

Finance & real estate 3.3%

Other services 2.9%

Transportation & utilities 1.8%

Information 0.8%

Agriculture & mining 0.4%

Occupation

Category	%
Management, business & arts	27.6%
Service	34.9%
Sales & office	20.7%
Natural resources & construction	6.8%
Production & transportation	10.0%

Employment type

Type	%
Private sector	73.5%
Government	21.6%
Self-employed	4.1%
Unpaid family workers	0.8%

Commute

Method	%
Drive alone	86.9%
Carpool	4.3%
Public transit	0.0%
Walk	0.0%
Work from home	8.7%
Other means	0.0%
Avg commute (minutes)	21.6

Poverty

All people 19.6%

Under 18 years 33.7%

18 and over 14.0%

Married-couple families 9.9%

Female-led households 33.8%

Income support

Source	% of households
Social Security	40.0%
Retirement income	24.6%
Supplemental Security	5.2%
Cash public assistance	3.6%
Food stamps / SNAP	12.0%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	34.9%
High cholesterol	31.5%
Diabetes	11.2%
Heart disease	7.5%
Stroke	3.9%
Asthma	9.5%
Arthritis	25.0%
Kidney disease	3.4%
Pulmonary disease	9.8%
Cancer	6.5%

Behavior / access	%
Smoking	21.9%
Binge drinking	15.2%
No physical activity	31.8%
Less than 7 hrs sleep	35.9%
Depression	20.2%
Fair or poor health	20.2%
Poor mental health	17.4%
Poor physical health	13.4%
No health insurance	25.5%
Visited doctor (checkup)	75.9%
Visited dentist	52.2%
Cholesterol screening	88.2%
Teeth loss	19.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	525	10.9%

Disability	%
Any disability	16.7%
Under 18	12.3%
18–64 years	15.3%
65 and over	31.6%

Health insurance coverage

Type	%
Private insurance	47.1%
Public insurance	38.7%
No insurance	21.7%
Uninsured under 19	10.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,315	94.2%
Spanish	210	3.3%
Other Indo-European	110	1.7%
Asian & Pacific Islander	0	0.0%
Other languages	26	0.4%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,352	94.8%
Born in same state	6,275	93.6%
Born in different state	3,171	47.3%
Foreign born	77	1.1%
Naturalized citizen	351	5.2%
Not a US citizen	202	57.5%

Ancestry

Ancestry	Count	%
Arab	1,057	15.8%
Italian	503	7.5%
French	309	4.6%
Dutch	73	1.1%

Ancestry	Count	%
Polish	60	0.9%
German	46	0.7%
English	46	0.7%
Norwegian	14	0.2%

Technology access

Metric	% of households
Computer access	27.5%
Internet access	88.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34981

What city is ZIP code 34981 in?

ZIP code 34981 is primarily assigned to Fort Pierce, Florida.

What county is ZIP code 34981 in?

ZIP code 34981 falls within Saint Lucie County, Florida.

What is the poverty rate in ZIP code 34981?

20% of residents in ZIP code 34981 live below the poverty line, above the national average.

Does ZIP code 34981 have a large retiree population?

40% of households in ZIP code 34981 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 34981 have a large veteran population?

11% of civilians in ZIP code 34981 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 34981?

The median home value in ZIP code 34981 is $340,800.

What timezone is ZIP code 34981 in?

ZIP code 34981 observes the EST timezone.